Tradeics wallets are closed-loop instruments for platform transactions between buyers, suppliers, and experts. They fund and settle Tradeics activity — they are not bank accounts, do not earn interest, and are not deposit-insured accounts.
Integration model
Think in ledger terms:
- Funding — inbound value into a wallet (subject to PSP and compliance rules)
- Hold / escrow-style states — funds reserved for an active trade
- Release / payout — settlement to the counterparty according to platform rules
- Adjustments — refunds, fees, commissions, or compliance holds
ERP joining rules
| Tradeics concept | Typical ERP treatment |
|---|---|
| Wallet balance | Control account / clearing account — not AR/AP by itself |
| Successful settlement | Clear clearing → post AP/AR or cash as your policy requires |
| Fees / commissions | Expense or contra-revenue accounts |
| Frozen / suspended wallet | Block outbound automation; alert finance ops |
Compliance awareness
PSPs and Tradeics may freeze, suspend, or deduct balances for fraud prevention, AML obligations, chargebacks, or outstanding liabilities. Build monitoring for unexpected wallet state changes rather than assuming balances only move from your own API calls.
Do not present wallet balances to end users as bank balances. Label them as Tradeics wallet funds.